Services
IRMAA Education For Agents
Our website provides expert-led courses designed to educate agents on helping clients navigate and minimize the IRMAA (Income-Related Monthly Adjustment Amount) surcharge. Learn effective strategies to reduce Medicare Part B and Part D costs, optimize retirement income planning, and deliver valuable financial guidance to your clients. Empower yourself with the knowledge to protect your clients from unexpected Medicare expenses.
Significant Cost Increase
The surcharge can add hundreds of thousands of dollars to Medicare premiums, over the course of retirement. Making it a substantial extra cost for high-income earners.
Sudden Impact Based On Past Income
People may not realize they will be subject to IRMAA until they receive their Medicare notice, potentially causing financial stress. IRMAA is calculated using your income from two years prior, meaning even if your income drops in retirement, you might still be subject to the surcharge.
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